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As you may already be aware, WHO announced coronavirus disease (COVID-19) as a pandemic outbreak, it is now a known event.


For clarity, we will have the following exclusion applied, for upcoming new/renewal travel policies with an effective date on Mar 12, 2020, and onward :

  • for any losses related to, directly or indirectly, severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2) or coronavirus disease (COVID-19).


Terms and Conditions under existing in-force travel policies will not be affected.  However given COVID-19 is already a known event, cover for any new Journey arranged after the WHO announcement (or our previous notification against Wuhan and Mainland China, whichever the earlier) will not respond to loss related to COVID-19.